Research Headlines

Assessing the Implications of the Medical Loss Ratio (MLR) Requirement [33]

Individuals and businesses across the country received checks from their health insurance companies this summer under a provision in the Patient Protection and Affordable Care Act that targets insurers’ use of premium dollars.  Minimum medical loss ratios (MLRs) require insurers to spend a certain percentage of premium revenue on health care claims and quality improvement activities. 

September 2012
HCFO

Individuals and businesses across the country received checks from their health insurance companies this summer under a provision in the Patient Protection and Affordable Care Act (ACA) that targets insurers’ use of premium dollars.  Minimum medical loss ratios (MLRs) require insurers to spend a certain percentage of premium revenue on health care claims and quality improvement activities.  Under the ACA, insurers that do not meet new MLR standards must rebate the portion of premium dollars that exceeds the target.  An article by Ken Alltucker in

Medicare Observation Stays: When is a Hospitalization Not a Hospitalization? [35]

A recent USA Today article by Susan Jaffe examines hospitals’ growing use of observation stays in lieu of fully admitting Medicare patients. This phenomenon has drawn the attention of journalists and consumer advocates because of the significant consequences of observation stays for beneficiaries’ out-of-pocket costs.

July 2012
HCFO

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