HCFO Findings Brief: Consequences of SCHIP Expansions for Household Well-Being

Vol. XIV, No. 5
August 2011

In 2008, approximately 7.4 million children in the United States received health insurance coverage through the State Children's Health Insurance Program (SCHIP). SCHIP coverage expansions and widening eligibility standards can lead to the substitution of private coverage for public insurance coverage, a phenomenon known as crowd-out. In a HCFO-funded study, Helen Levy, Ph.D., and her colleagues set out to explore whether the crowd-out effect of SCHIP could result in a financial windfall for families.