Recognizing Destabilization in the Individual Health Insurance Market

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July 2010
Bernstein, J.

In June, the HCFO program convened an invitational meeting of experts, including industry analysts, insurers, actuaries, state regulators, federal policymakers, and academic researchers to discuss the medical loss ratio standard in the individual insurance market and provisions within The Patient Protection and Affordable Care Act (PPACA) for addressing any potential market destabilization. This issue brief, “Recognizing Destabilization in the Individual Health Insurance Market,” provides an overview of the meeting discussion.