Grantee Publication

Employers’ Use of Health Insurance Exchanges: Lessons from Massachusetts

Federal insurance reform is modeled substantially on the successful reforms in Massachusetts, including its version of a health insurance exchange, the Connector. This study investigates employers’ use of the Connector in order to inform states and the federal government about best strategies for design and operation.

Saint Louis University Journal of Health Law & Policy
Vol. 6 No. 2
June 2013
Hall, M.A.

Federal insurance reform is modeled substantially on the successful reforms in Massachusetts, including its version of a health insurance exchange. To learn from both the successes and limitations of Massachusetts’ reforms, this study investigates employers’ use of the Connector, in order to inform states and the federal government about best strategies for design and operation of their new small-group health insurance exchanges and market regulations.

Sizing Up the Individual Market for Health Insurance: A Comparison of Survey and Administrative Data Sources.

The individual market for Exchange coverage under the Affordable Care Act is expected to grow in size and importance, which highlights the need for accurate measurement of this market segment.

Medical Care Research and Review
February 2013
Abraham, J., Karaca-Mandic, P., & Bordreaux, M.

Provisions within the Affordable Care Act, including the introduction of subsidized, Exchange-based coverage for lower income Americans lacking access to employer coverage, are expected to greatly expand the size and importance of the individual market. Using multiple federal surveys and administrative data from the National Association of Insurance Commissioners, we generate national-, regional-, and state-level estimates of the individual market.

Fair Pricing Law Prompts Most California Hospitals To Adopt Policies To Protect Uninsured Patients From High Charges

Millions of uninsured Americans rely on hospital emergency departments for medical care. Throughout the United States, uninsured patients treated in or admitted to the hospital through the ED receive hospital bills based on what hospitals call “billed charges.”

Health Affairs
Vol. 32, No. 6
June 2013
Melnick, G. & Fonkych, K.

Millions of uninsured Americans rely on hospital emergency departments (EDs) for medical care. Throughout the United States, uninsured patients treated in or admitted to the hospital through the ED receive hospital bills based on what hospitals call “billed charges.” These charges are much higher than those paid by insured patients. In 2006 California approved “fair pricing” legislation to protect uninsured patients from having to pay full billed charges.

Geographic Variation in Fee-for-Service Medicare Beneficiaries’ Medical Costs Is Largely Explained by Disease Burden

Control for area differences in population health is necessary to measure geographic variations in medical spending.  We study casemix adjustment methodological issues and evaluate alternative approaches using claims from 1.6 million Medicare beneficiaries in 60 representative communities.

Medical Care Research and Review
Online First
May 2013
Reschovsky, J.D, J. Hadley & P.S. Romano

Control for area differences in population health (casemix adjustment) is necessary to measure geographic variations in medical spending. Studies use various casemix adjustment methods, resulting in very different geographic variation estimates. We study casemix adjustment methodological issues and evaluate alternative approaches using claims from 1.6 million Medicare beneficiaries in 60 representative communities.

Medicaid Bed-Hold Policies and Hospitalization of Long-Stay Nursing Home Residents

Medicaid bed-hold policies may increase the likelihood of hospitalization of long-stay nursing home residents and increase costs for the federal Medicare program.

Health Services Research
Online First
March 2013
Unruh, M.A. et al.

OBJECTIVE: To evaluate the effect of Medicaid bed-hold policies on hospitalization of long-stay nursing home residents. DATA SOURCES: A nationwide random sample of long-stay nursing home residents with data elements from Medicare claims and enrollment files, the Minimum Data Set, the Online Survey Certification and Reporting System, and Area Resource File.

The Impact of Profitability of Hospital Admissions on Mortality

The policy simulations raise questions about the trade-offs implicit in universal reductions in reimbursement. The effect of reduced payment generosity on mortality could be mitigated by targeting highly profitable services only for lower reimbursement.

Health Services Research
Online First
January 2013
Lindrooth, R.C. et al.

BACKGROUND: Fiscal constraints faced by Medicare are leading to policies designed to reduce expenditures. Evidence of the effect of reduced reimbursement on the mortality of Medicare patients discharged from all major hospital service lines is limited. METHODS: We modeled risk-adjusted 30-day mortality of patients discharged from 21 hospital service lines as a function of service line profitability, service line time trends, and hospital service line and year-fixed effects. We simulated the effect of alternative revenue-neutral reimbursement policies on mortality.

Retail Clinic Visits and Receipt of Primary Care

An increasing number of patients are visiting retail clinics for simple acute conditions. Physicians worry that visits to retail clinics will interfere with primary care relationships.

Journal of General Internal Medicine
Online First
October 2012
Reid, R.O. et al.

An increasing number of patients are visiting retail clinics for simple acute conditions. Physicians worry that visits to retail clinics will interfere with primary care relationships.

Employers’ Use of Health Insurance Exchanges: Lessons from Massachusetts

Hall, a professor of law and public health in the Division of Public Health Sciences at Wake Forest University Medical School, is completing a qualitative investigation of employers’ use of the Massachusetts Connector in order to inform states and the federal government about best strategies for the design and operation of new small-group health insurance exchanges and market regulations.

October 2012
Mark A. Hall, J.D.

The Robert Wood Johnson Foundation’s HCFO program is pleased to release a report by grantee Mark A.

In Medicare Part D Plans, Low or Zero Copays And Other Features To Encourage The Use of Generic Statins Works, Could Save Billions

The private health plans that administer the Medicare drug benefit use various tools to encourage the use of generic drugs in order to lower total drug spending. Higher generic drug use also appears to encourage consumers to continue taking their medications.

Health Affairs
Vol. 31, No. 10
October 2012
Hoadley, J.F. et al.
pp. 2266-2275

The private health plans that administer the Medicare drug benefit use various tools to encourage the use of generic drugs in order to lower total drug spending. Higher generic drug use also appears to encourage consumers to continue taking their medications. This study examines how different drug plan benefit and formulary designs influence the selection of generic drugs to treat high cholesterol among Medicare beneficiaries.

Characterizing hospice discharge patterns in a nationally representative sample of the elderly, 1993-2000

American Journal of Hospice and Palliative Medicine
Vol. 25 No. 1
February/March 2008
Taylor DH Jr., et al.
pp. 9-15

The aim of this study is to identify the prevalence and correlates of individuals discharged alive from hospice in the Medicare program to determine whether the current hospice benefit matches the needs of dying patients. Using a nationally representative sample of age-eligible Medicare beneficiaries who died from 1993 to 2000, the use of hospice and other Medicare-financed care was analyzed during the last year of life for different groups of hospice users.

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